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TIP! If you have decided that bankruptcy is the only way to deal with your credit, it is best to file as soon as possible. Don't waste your time or money on strategies that you don't see working.
TIP! A great tip for people who are trying to repair their credit is to make sure you know who is looking at your credit report and why. This way you will know how many inquiries have been made and you can dispute any unnecessary or illegal inquiries into your report.
TIP! If you're creditors call answer the phone and communicate with them. Most companies are willing to work with you on your financial issues.
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